Small Town Service Delivered with Big City Expertise
Stearns Nor Cal is a full service mortgage banker whose primary focus is providing residential mortgages to the owners and purchasers of Northern California property. Created in 2005 by four veterans of large scale lending institutions, Stearns Nor Cal, formerly Blue Oak Mortgage, is proud to offer friendly small town service delivered with big city expertise. Locally managed by its founders, Stearns Nor Cal is proud to consistently deliver great home loans at aggressive interest rates, with the expertise that allows us to anticipate and navigate; we are dedicated to helping you reach your goals.
We don’t have a confusing phone system that prompts you to the limits of your sanity. From your first call, an experienced, skilled professional will help you explore how our many loan offerings can improve your financial position. As part of our lending process, we encourage you to stop by and visit us at one of our three Northern California locations, call us at (707) 541-3400, or email us with your financing questions. We enjoy meeting our neighbors and believe discussing your financing opportunities in person allows us to insure you are properly informed prior to making important financial decisions.
Contact Stearns Nor Cal, the Northern California Lending Specialist. You will not be disappointed!
Refinance
We can assist you in locking a long-term fixed rate or refinance and get cash out. We can help! To get started click here
Purchase
Purchasing a home will likely be one of the most important investments you'll ever make. We can help! To get started click here
FHA loans
FHA home loans provide higher loan to value, lower rates and enable more people to qualify. We're FHA experts... We can help!
To get started click here